
Tata AIG General Insurance Company Limited (A to Z Information)
Tata AIG General Insurance Company Limited (Tata AIG General) was formed from a joint venture between the Tata Group and the American International Group (AIG). Tata AIG General Insurance combines the core values of the Tata Group with AIG’s global presence as a world-renowned international insurance and financial services company. Tata Group owns 74% of the insurance company’s shares and AIG owns the remaining 26%.
Tata AIG General Insurance Company Limited began operations in 2001 and currently offers insurance products that meet the needs of individuals and businesses. Since its inception, Tata AIG General Insurance has strived to add value to its customers by providing superior insurance products and services.

How Can I Check My Tata AIG Policy Details
Tata AIG has launched a “self-service” portal, allowing policyholders to access all details of their TATA AIG policy directly from the portal. To view, download or edit your TATA AIG policy details, please follow these simple steps:
- Visit the official website of TATA AIG.
- You can tap on ‘Self-service’ in the upper right corner of the main page.
- You will automatically be redirected to a new page displaying various options. You can select from a variety of services such as:
Download Policy
Edit Policy
pursue a claim
Update
- Selecting any of these action buttons will bring up a pop-up window asking for a registered mobile number.
How Can I Download Tata AIG Policy Document
You can download your Tata AIG policy document in several ways:
- Log in to your account on the Tata AIG website and navigate to the “My Policies” section. From there, you should be able to view and download your policy document.
- If you have the Tata AIG mobile app, you can also view and download your policy document through the app.
- You can contact Tata AIG’s customer care center and request for a digital copy of your policy document. They will either email or message you the document.
- You can also visit your nearest Tata AIG branch or reach out to your agent to request a copy of your policy document.
What Are the Benefits of Tata AIG Insurance
Tata AIG offers a variety of insurance products, each with its own set of benefits. Some of the benefits offered by Tata AIG insurance include:
Wide range of insurance products:
It offers a variety of insurance products, including motor, health, travel, home, and personal accident insurance, as well as commercial and corporate insurance.
Comprehensive coverage:
Tata AIG insurance policies provide comprehensive coverage for insured assets and individuals, including protection against accidental loss or damage.
Cashless claims:
It has a network of garages and hospitals across the country where you can avail cashless claims service.
24/7 customer support:
Tata AIG offers round-the-clock customer support, so you can contact them at any time of the day or night.
Easy claims process:
Tata AIG has a simple and easy claims process, with minimal paperwork, and quick settlement.
Customizable policies:
It offers customizable policies that can be tailored to meet the specific needs of the customer.
Discounts and Offers:
Tata AIG offers discounts and offers on different policies for its customers.
International coverage:
Some of Tata AIG insurance policies offer international coverage, which can be beneficial for people who travel frequently.
How Can I Close My Tata AIG Policy
There are a few steps you can take to close your Tata AIG policy:
- Contact the customer care center: Reach out to Tata AIG’s customer care center and explain that you would like to close your policy. They will guide you through the process and provide you with any necessary forms.
- Submit a written request: You can also submit a written request to cancel your policy by mail or email. Make sure to include your policy number and other relevant information.
- Visit a branch: You can also visit your nearest Tata AIG branch and request to cancel your policy in person.
- It’s worth noting that depending on the type of policy and the terms of the policy, you may be required to provide written notice or follow a specific process to cancel your policy.
- Additionally, some policies may have a waiting period before you can cancel your policy, and you may be charged a fee for canceling your policy before the end of the policy term.
What Is Tata AIG Pearl Plan
Tata AIG Pearl Plan is a health insurance plan offered by Tata AIG General Insurance Company Limited. It is a comprehensive health insurance plan that provides coverage for hospitalization expenses and offers a range of additional benefits to policyholders.
Here are some of the features of the Tata AIG Pearl Plan:
- The plan covers the cost of hospitalization, including room charges, nursing expenses, and other medical expenses incurred during the hospital stay.
- It also covers pre and post-hospitalization expenses, such as diagnostic tests and doctor’s fees.
- Daycare procedures which do not require 24 hours hospitalization.
- Coverage for critical illnesses such as cancer, heart attack, kidney failure, etc.
- The plan provides cashless claims service at network hospitals.
- It provides no claim bonus on every claim-free year.
- It is eligible for tax benefits under Section 80D of the Income Tax Act.
- The plan offers additional covers such as ambulance charges, organ donor expenses, and Ayurvedic, Unani, Siddha, and Homeopathy (AYUSH) treatment.

What Is the Claim Settlement Ratio of Tata AIG?
The claim settlement ratio (CSR) is a metric that measures the number of claims that an insurance company settles against the number of claims that are submitted. A higher claim settlement ratio indicates that the company is more likely to settle claims promptly and efficiently.
It’s important to note that the Claim Settlement Ratio varies from year to year and it is published by the Insurance Regulatory and Development Authority of India (IRDAI). It’s a good idea to check the latest published CSR of Tata AIG before buying any insurance policy from them.
Frequently Asked Questions (FAQs):
Which plan covers OPD treatment in Tata AIG?
Tata AIG does not offer any plan that specifically covers OPD (Outpatient Department) treatment.
What is the tagline of Tata AIG General Insurance Company Limited?
The tagline of Tata AIG General Insurance Company Limited is “Insurance for a lifetime of security”.
What is Tata AIG proposal form?
A proposal form is a document that an individual or a business entity fills out when applying for an insurance policy. The form typically includes information about the applicant, such as name, address, and contact information, as well as details about the type of coverage being applied for, the coverage amount, and any additional information relevant to the policy.

Closing Up
Now you got to know about Tata AIG general insurance company limited. It is a joint venture between the Tata Group and AIG. It offers a wide range of insurance products, including motor, health, travel, home, and personal accident insurance, as well as commercial and corporate insurance. The company operates in India and is headquartered in Mumbai.
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